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Holiday Warp Up...

November 26, 2007 11:04 AM

No that’s not a typo...every holiday seems warped to me. Fortunately this one was a little less warped than others.

My family was good during the holiday and my wife cooked a fantastic meal! All-in-all Thanksgiving itself turned out ok. That hasn’t happened for me since my grandmother was alive.

In other fronts though things are not so nice. We need to replace the water softener because it’s not working. Thankfully it’s not too expensive and we can afford it without too much trouble. I’m talking to the scheduling guy this afternoon to set up to get it installed as soon as we can.

And my wife and I are finally starting to look at buying a house of our own. I have a call in to a lady to see about getting pre-qualified and my father is looking at foreclosure properties for us. We don’t have a lot of cash saved but our credit scores are not too bad so we’re going to see what we can get for our credit.

All considered a foreclosure is probably going to be a good deal for us but there are a few things I pretty much don’t want to have to deal with. Safety, environmental, and wildlife all come to mind. I don’t mind having to replace things like plumbing or electrical because I can do those things myself. Heck I can even tear out and replace walls if I need to. But I don’t want to have to deal with cockroaches or squirrels or raccoons or anything like that living in the nooks and crannies of the house. I also would not like to have to deal with mold and mildew - though admittedly those are not too hard to handle in most cases.

This might surprise someone but I’m not too concerned about what the house was used for before I bought it. (This is provided it’s all been cleaned up before we arrive on the scene so to speak.) If it was drugs then as long as I have a number I can call to have them collect anything we find I’m ok with that. If someone was killed in the house I’m confident enough in my family gifts that I can help the spirit rest if it’s still there or help it move on if it hasn’t.

The big one will be if something nasty chemical-wise was used in the house. Someone would have to prove to me without a shadow of a doubt that the chemical had been properly cleaned up and that it wasn’t going to leech out of the walls over time or something.

I’m not looking for the perfect foreclosure. I’m perfectly happy if we have to replace some windows, repaint, re-wire, re-plumb, etc. but the house has to be at least livable and safe for me and my family.

There is a big problem though - I need space for the computers. That means either a third bedroom or a basement. The basement, as long as it can be kept dry, is preferable due to temperature. I just need a computer space due to my profession. Period. Unfortunately that means we can’t wedge ourselves into a 2br ranch with no basement and no garage.

That’s the other thing - due to the bikes, the lawn tractor, and other things we need a place with a garage. I suppose we could put one up ourselves but that’s an awful lot of money even using recycled materials.

Our own house....

It just hit me. If we are able to do this we will have our own place. For the first time. Our own place to do with what we will.

That’s a heady thing. It means a lot of work - as this place we’re living in has shown me - but I always knew that.

Wow...never thought I’d get this far...

Unfortunately that also means we’ll be in the position of working to live even more-so than we already are. I estimate that it could potentially cost three-quarters of just my monthly take-home income not counting what my wife brings in. That’s an awful lot of money to put out each month and if I don’t have a serious paying job things could get very ugly very quickly. And this isn’t even counting taxes on the house or utilities.

It’s no wonder young couples with disposable income find it easier to buy a house these days. :-(

And I’ll be damned if I’m “buying” a condo or townhome. That makes no sense to me at all. As a good friend once remarked “Let’s take an apartment and charge the lump-sum of the rent for a few years but charge them maintenance fees anyway. In return we won’t care what they do inside as long as it fits in with the rules of the tenant’s association.” Umm...no. Fuck. That. Noise.




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