nimitzbrood (nimitzbrood) wrote,

I coulda been a contender...

January 11, 2008 11:09 AM

So our real estate agent told me today that the one house sold for $137k. I think what’s going to have to happen here is that we’re going to have to re-evaluate what we’re giving as offers on these things.

We’ll see some more tomorrow but I did manage to do drive-by views of three of them. The 100 year old farmhouse looks ok...except...that it’s right behind a restaurant right off the main drag in town.

The second one looks like your average ranch on your average street in your average neighborhood. It’s an average shade of blue and has average pine trees _right_ in front of the small windows in the front. Still...average exteriors often contain interesting things and it _does_ have enough sunlit space for me to do solar stuff.

The one cedar place looks, oddly, exactly like the picture except for the weather yesterday. Not a lot of sunlight there because of trees so no solar stuff for me but maybe the space is right. And maybe since it’s on a hill there’s some wind I can use. That and I couldn’t tell if I could put a satellite dish up due to the trees. Likely not. Still wondering why that one is so cheap...

I’m starting to get a little concerned about time here. It’s entirely possible that if we’re not careful we could miss our funding window. But I’m not sure what’s going to happen there either because the lender we’re pre-qualified with has just been bought. And due to our marginal credit scores nobody else will touch us. I think I’ll try and get a hold of the one mortgage lady at our bank and set up and appointment. It would be nice to have another possibility under our belt.

Probably should run the credit reports again just to see where we stand but I really don’t want to do that too often because when _you_ do it it supposedly lowers your score. Or at least that’s how our mortgage broker explained it to me.

How fucked up is that?! A lender or store or employer or ALMOST ANYBODY ELSE can endlessly check my credit score without really affecting it but if I check it regularly to monitor it I get screwed in the process. More proof that the credit reporting agencies are fucked up.

So anyway we’ll see what the houses this weekend look like. We’re two down from the original list so we’re only seeing four. The one was in a town/village that my wife does not want to live in - she thinks the police are corrupt. (Note - that’s speculation and I have no evidence of such and reserve judgment.) The other one’s listing expired so we can’t go see it.

So that’s one more house than I did a drive-by of yesterday. Well at least I know how to get to three out of the four.

Still a little tired today. I need to start sleeping more and eating better again. The cold medicine I’ve been taking the last couple of weeks has made me really hungry so I’ve been eating more. Not good. But then I’ve also been under more stress than usual so between that and the medicine and the cold I’m not all that surprised that I’ve been slipping into old habits.

Maybe I’ll go out and get a tank of propane this weekend so I can grill some stuff. I’ve got a nice pan for grilling vegetables over open flame that I’d like to try so maybe I’ll do that. I need to get back on track with that. I’ve had entirely too much bad food here in the last month or so.
Tags: credit agencies, credit report, house hunting, stress
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